Buying costs

What does buying this home really cost?

On top of the asking price come taxes and deed and registration costs. Enter the price and your situation — the calculation uses the official 2026 tables for mainland Portugal, with no estimates of ours.

Property price (€)Enter the price the listing asks. It stays in your browser.

Illustrative exampleWorked at €289,000, to show the shape of the calculation. Enter the listing price above and the figures become yours.

Buyer situation With a mortgage

IMT transfer tax (2026 tables, mainland): €9,772.04
Stamp duty on the purchase (0.8%): €2,312.00
Deed and registration (Casa Pronta desk): €375.00
Estimated total on top of the price: €12,459.04

Casa Pronta one-stop desk: €375 for a single act (purchase without credit) or €700 with a mortgage. A private notary route can cost more.

Deterministic calculation using the 2026 mainland tables (Portuguese Tax Authority circular 40129/2026, stamp duty items 1.1 and 17.1.3, and Casa Pronta desk prices). Madeira and the Azores have their own tables. Bank fees, valuation and service charges are not included, and this is not tax advice.